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Mass Division of Insurance Rate Cap -Update 5/14/2010

If the health insurance situation wasn't confusing enough, the rate cap issue battle going on between the insurance carriers and the Mass Division of Insurance will surely send everyone over the edge. The April, May and June 2010 health insurance rate issue for companies with less than 50 enrolled employees has not been settled. Click below to learn more about what this means for your business.

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COBRA Subsidy Extended Update 4/21/2010

On April 15, 2010, the President signed into law an extension of unemployment benefits and the COBRA premium assistance that helps with the cost of health benefits for those that have lost their job. The new law also provides retroactive elgibility for individuals who lost their jobs after the prior COBRA subsidy expired on March 31, 2010.

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Travel Insurance


MDSIS-Spring offers the Patriot T.R.I.P. (Travel Itinerary Protection) series of travel insurance programs from International Medical Group®. The Patriot T.R.I.P. programs are designed to help make your trip as stress free as possible should the unexpected happen. Choose the Patriot T.R.I.P. program that's right for you.

Patriot T.R.I.P. Elite
This premier travel cancellation insurance program provides first-class protection for all travelers. Patriot T.R.I.P. Elite provides coverage that can help you recover non-refundable, unused payments and deposits when your trip is cancelled or interrupted for a variety of reasons. Benefits are also provided for travel delays, baggage delays, emergency medical treatment, emergency medical evacuation and more. There are two programs: one for U.S. residents and one for non-U.S. residents, each designed to cover trips of 30 consecutive days or less.

 

Patriot T.R.I.P.
To help protect you from losing the money you've spent to travel, there is Patriot T.R.I.P., a travel cancellation insurance program. Patriot T.R.I.P. provides coverage for those unforeseen circumstances that may force the cancellation of your travel plans. A covered trip is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days.

Patriot Travel Medical Insurance®
Most travelers assume they will be covered by their standard medical plan. The truth is, while traditional plans may offer adequate domestic coverage, they may not be designed for international travel. That is why there are two Patriot products available to meet your needs: The Patriot International® and Patriot America®. Patriot International provides coverage for U.S. citizens traveling abroad for a minimum of 10 days up to a maximum of two years and Patriot America provides coverage for non-US citizens traveling outside their home country for a minimum of 10 days up to a maximum of two years. If these plans are purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years. Each plan offers a complete package of international benefits and 24-hour availability.

 

Additionally, we can provide non-insurance emergency travel assistance such as helping replace lost travel documents or prescriptions, emergency cash transfers and legal and medical referrals when necessary. All of these services are designed to make the trip as stress-free as possible.

 

Before you travel, get the coverage you need. With MDSIS-Spring, you can purchase your travel insurance directly on line by clicking here Quote/Buy Online.



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MDSIS-Spring Insurance Group, LLC | 200 Friberg Parkway, Suite 2006 | Westborough, MA 01581

Phone: 800.821.6033 | Fax: 508.898.0068


Massachusetts Society of Optometrists
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