MDSIS-Spring Products

MDSIS-Spring offers the following group benefit programs for businesses and independent contractors in Massachusetts:

Health Insurance
Employer groups can select Health Maintenance Organization (HMO) or Preferred Provider Organization (PPO) health plans from top carriers in the industry. We also offer high deductible HSA plans as the consumer directed marketplace continues to evolve. To learn more, visit our Health Insurance section.

Dental Spending Plans and Dental Insurance
We offer a variety of dental plans for employer groups with one or more employees. Dental Spending Plans are an innovative dollar based approach to self-funding employee dental benefits. It is a cost-effective way to provide a dental plan for employees that gives them the freedom to choose their dentists. To learn more, visit our Dental Spending Plans and Dental Insurance section.

Section 125 and Health Savings Account Plan Administration
These plans provide the employer groups a federally approved vehicle to save money on monthly insurance premiums by using pre-tax dollars. We understand the significance of these tax-favored savings accounts and their impact on the insurance industry, especially with the requirements of the Health Care Reform Law in Massachusetts. To learn more, visit our Section 125 Plan Administration section.

Short-Term & Long-Term Disability Insurance
Employer groups with two or more employees can customize a plan based on their budget and the needs of the employees. STD and LTD plans offer the income protection in the event of accident or sickness. To learn more, visit our Short-Term & Long-Term Disability Insurance section.

Life Insurance
We offer larger life insurance policies for dentists and their spouses. Term life insurance offers peace of mind at an affordable rate. A modest guarantee issue life insurance policy is standard with most of our disability policies. Additional coverage of up to $500,000 per employee can be acquired. To learn more, visit our Life Insurance section.

Senior Insurance Plans
We provide people age 65 and over a low cost, benefit rich supplement to Medicare Parts A and B. We also offer plan options for Medicare Part D prescription programs to complement the insurance coverage. To learn more, visit our Senior Insurance Plans section.

Travel Insurance
To keep you healthy when traveling abroad and help to protect you from unforeseen circumstances resulting in cancellation, delay or interruption of your covered trip, we offer a variety of plans to meet all your needs. To learn more, visit our Travel Insurance Products section.

Identity Theft Protection and More!
MDSIS-Spring is offering a new bundled personal financial package that features LifeLock Identity Theft protection as well as financial and legal assistance that is unmatched in the industry. To learn more, visit our Identity Theft Insurance section.

Pet Health Insurance
With an affordable VPI Pet Health Insurance policy, you can have real peace of mind for the care of your pet.  After all, the last thing you want to worry about when your pet gets hurt or sick is the cost.  Members receive a group discount that makes a VPI Pet Health Insurance policy even more affordable!  And if you enroll more than one pet, you can receive an even bigger discount!  To learn more, visit our Pet Health Insurance section.

Voluntary Individual Insurance Program
Individual STD/LTD/Life, Hospital Confinement and Critical Illness Insurance Programs available through MDSIS-Spring/Colonial Life and Accident Insurance Company made available to dentists, employees and families on a voluntary basis.  To learn more, visit our Voluntary Individual Insurance section.